How to Remove Payment Method From Apple ID and What to Do if You Can’t

Are you struggling to remove a payment method from your Apple ID? From credit cards to PayPal, Apple allows you to add and even change payment methods on your Apple account. But what if you want to remove PayPal as you no longer need it? Do you want to wipe off your Amex details as you’re concerned about the safety perspective? This explainer demonstrates ways to remove payment methods.

Moreover, many netizens complain that they couldn’t remove a payment method from their Apple ID. If you’re one of them, this explainer will guide you with the relevant fixes.

Why Should You Remove Payment Method

We are not scaring you. However, say a thief gets access to your iPhone’s passcode — it becomes effortless for them to hack into your credit card details. If you fall prey to such mugging, you could lose all your life savings.

Apart from this, if you don’t have any subscriptions or regularly use your wallet, it is not necessary to store your card details on your iPhone. In such instances, remove the payment methods from your Apple ID. The best part is that you can always add payment methods back seamlessly.

How to Remove Your Apple Payment Method

If you want to remove your payment methods stored on your Apple ID, you can do so using your iPhone, iPad, Mac, and Windows. Let’s check them all step-by-step.

Method 1: Using iPhone or iPad

You can use your iPhone or an iPad to remove a payment method from your Apple ID. Kindly note that the steps for both devices will remain the same.

Step 1: Open the Settings app. Then, tap on your name. Head to Payment & Shipping.

Step 2: Now, tap on the payment method you wish to remove. Select Remove Payment Method.

Method 2: Remove Card or Any Other Payment Method Using Mac

If you’re having difficulty removing a payment method on your iPhone or iPad, fret not. You can remove a credit card from your Apple ID even using a Mac.

Step 1: Open the App Store on your Mac. Tap on your name > Account Settings.

Step 2: Select Manage Payments beside the Payment Information in the new window.

Step 3: Now, opt for Delete. You can find the option next to the payment method you wish to delete.

Step 4: In the pop-up, select Delete to confirm.

Method 3: Using Windows

If you can’t remove a payment method with your iPhone and you don’t have an iPad or Mac, don’t worry. You can remove payment methods via a Windows laptop or PC. You can do so using the iTunes app on your laptop. Here’s how to remove the payment method using iTunes on Windows.

Step 1: Open the iTunes app. Then, tap Account.

Step 2: Select View My Account.

Step 3: Now, tap on Manage Payments. You can find this beside the Payment information tab.

Step 4: Tap on Edit beside the payment method you wish to delete.

Step 5: On the new page, tap on Remove Payment Method.

How to Remove All Payment Methods on iPhone

Say you have multiple payment methods on your iPhone. We understand that it could get cumbersome to remove the payment methods one by one. Don’t worry, we have a simple trick that lets you remove all payment methods at once on your iPhone. Here’s how:

Step 1: Open Settings on your iPhone. Then, tap on your name. Head to Payment & Shipping.

Step 2: Select Edit. Then, press the red delete button next to the payment method you’d like to remove. In the pop-up, choose the Remove option.

What to Do if You Cannot Remove Payment Method

Did you follow the abovementioned methods to remove payment methods from your Apple ID? Yet, you were unable to remove the payment method? Well, here are a few steps you can take to solve the issue.

• Do you have a subscription such as iCloud+? To remove the payment method from your Apple ID, you must cancel iCloud+ or other subscriptions you are using. Otherwise, wait until the subscription period elapses to remove your payment method.
• Further, Apple won’t let you remove a payment method if you’re in a Family Sharing group or use purchase sharing. In such cases, Apple mandates that the family organizer has a payment method attached to their Apple ID. So, if you’re the family organizer, turn off purchase sharing to remove the payment method.
• Most importantly, do you owe money to Apple? If yes, Apple won’t let you remove the payment method unless you pay the balance linked to your Apple ID. Once paid, follow the above steps to remove the payment method.

Remove Payment Method

So, that’s how you can remove payment methods from your Apple ID using your iPhone, iPad, Mac, or even your Windows device. If nothing works, contact Apple Support to fix the issue. All in all, we recommend removing your credit card from Apple ID for safety purposes if it’s not in use.